Check out our new financial statement builder app
Protoolio Logo

Basis Point Calculator

Convert a percentage to basis points, decimal values, and permilles.

Your calculation result will show up here.

Here's your conversion:




What is basis points (BPS)?

A basis point is a unit of measure commonly used in finance to express percentage changes in interest rates, financial instruments, or other financial metrics. One basis point is equivalent to one-hundredth of a percentage point, or 0.01%.

In finance, basis points are frequently employed to discuss changes in interest rates, bond yields, and credit spreads. For instance, if the interest rate on a loan increases by 25 basis points, it means that the rate has risen by 0.25 percentage points.

Industries such as banking, fixed income trading, and investment management heavily rely on basis points for precision in expressing small changes in interest rates or financial returns. This unit of measure is particularly useful when dealing with large sums of money or when analyzing subtle shifts in financial markets.

To convert a percentage to basis points, simply multiply the percentage by 100. For example, if an interest rate increases by 0.5%, it can be expressed as a 50 basis point (0.5% * 100 = 50 basis points) change. This conversion facilitates clearer communication and analysis in the financial domain.

Embed this calculator

Put this calculator on your website to increase visitor engagement and get more social shares!


Financial Statement Builder

A super simple and lightweight financial statement builder for income statements, balance sheets, cash flow statements, and forecasts.